The Best method to Safeguarding Your Financial Assets – Use a Prepaid Card

Prepaid cards are a safe, more secure and convenient alternative to traditional debit and credit cards alike while also standing in as a more convenient substitute to using to using cash.

Since prepaid cards operate just like conventional credit and debit cards, customer using them will be able to withdraw from ATMs, complete in-store transactions as well as make purchases online similar to that of traditional cards. In tandem with these conveniences prepaid cards are also a safer and more secure solution that offers exceptional protection to you and your financial dealings. Presented below are five methods in which utilising a prepaid card can aid and safeguarding your financial assets:

Travelling with Prepaid cards

Ever presently, prepaid cards are becoming the favoured method of payment for customer that plan to travel abroad. This is due to its straight forward and uncomplicated application, whereby you may simply purchase your card of choice, pre- load it with traveling and expenditure money, then use it just like any other card throughout your holidays. Go to www.t24blackcard.com to get yourself a prepaid card for your upcoming trips.

Additional benefits to using prepaid cards while you are travelling abroad is that they are as protected and are as secure as traditional cards while being more convenient to conceal and carry than cash. In comparison to using credit and debit cards, a prepaid card that is lost or stolen only holds the possible risk equal to the amount of money loaded into the card and is not connected to any of your other accounts nor credit facilities, reducing the likelihood of further damage. The distinct contrast to using a prepaid card to cash is that if your card is lost or stolen, you can easily contact the issuing card company to block your card and all further transactions. Depending on your service provider, you may be able to acquire a replacement for your card in short order. Continue reading “The Best method to Safeguarding Your Financial Assets – Use a Prepaid Card” →

What to Ask Your potential SEO Consultant/Expert

For many people, search engine optimization is a very elusive field of internet marketing. Due to the general lack of information of people about SEO, it is a fertile ground for charlatans, frauds and simply incompetent people who advertise themselves as SEO experts and want to take your good money for their sub-par services. In this article we will try to suggest some possible questions you can ask at the interview when you decide whether to hire an SEO consultant. If the answer to any of these questions is unsatisfactory according to your criteria, you will know that you are not talking with the right candidate.

Ask for references and testimonials

If your future consultant is someone in whose abilities you are supposed to have trust, ask if he can name you a couple of past clients which could confirm their services were satisfactory and give recommendation. Although clients of SEO experts do not like to talk about this in public, in private conversation they will most likely be willing to tell you their opinion about your candidate. Continue reading “What to Ask Your potential SEO Consultant/Expert” →

Paris Destinations: Discovering the darker side of the city

When you think of Paris, you can always associate it with culture, art, and fashion but did you know that the City of Lights also has some macabre sights. Explore Paris beyond all the glitter and look into the city’s grisly history and underground wonders.

Les Catacombes

Beneath the streets of Paris is one of the most popular dark destinations in France, The Catacombs. This is not for the faint of heart. The stairs leading to the underground tunnels can easily trigger claustrophobia. During the late 18th century, the underground tunnels were used to house exhumed bodies from the cemeteries of Paris. The bones of the dead were arranged after several decades so they will look more organized. If you want to explore this, be ready for the really long lines.

Musee Dupuytren

This museum gives you an insight to the most frightening illnesses known to our species. The wax models of human anatomy and other specimens can be traced back as early the 1800s. You can see brains in big jars or tumors that are very detailed that even you cannot imagine how can they even grow there.

La Conciergerie

You might be amazed by the beautiful arches of this old palace but remember that beneath the floor you are walking on are the dungeons that witnessed the bloodiest history of France. It was a blood-soaked part of the country’s history. Thousands were executed during the French Revolution and those who awaited their death sentence were imprisoned at the La Conciergerie.

Cemeteries

You might be surprised with how many travelers flock to Parisian cemeteries. Amid the crowd you will also find artists, lovers, and other curious souls. Do some research and you will find where Jim Morrison, Edith Piaf, Samuel Beckett, Charles Baudelaire, or Oscar Wilde are resting.

Why Travel Insurance is a Must

Many people avoid buying travel insurance, either because they can’t be bothered or they see it as a waste of money. However, insurance for your travels can end up saving you loads of money, and if you shop around carefully, you could find yourself getting annual cover for around £1 per month.

You’re covered if anything happens

Although it’s not likely that anything will happen to you if you take the necessary precautions, you are never in control of your flight getting cancelled, your belongings getting stolen or that horrible feeling when you realise that your luggage isn’t going to make it off the plane. You should never think that you won’t encounter any problems while on your holiday. If nothing happens to you, then you can thank you lucky stars. If it does, you’ve been sensible enough to get insurance and cover yourself against mishaps.

You’ll have peace of mind

Who wants to go on holiday with the worry of losing hundreds of pounds if something goes wrong? With the right travel insurance, you can rest assured that even if something does happen, you’re covered and will be reimbursed for the money that you’ve lost out on. This will allow you to enjoy your holiday and quality time with loved ones, without having that niggling voice in the back of your mind.

You can’t predict illness or accidents

If something terrible happens while you’re in another country and you have to get rushed off to hospital, you could find yourself paying thousands of pounds just to get treated for your injuries or illnesses. To think that you could have saved yourself all that trouble by taking out an insurance policy will haunt you for the rest of your life, and you’ll never travel without it again!

You don’t have to pay a lot and get the best insurance

While many people are tempted to go for the ‘best’ policies, which covers medical insurance up to £10 million and lost baggage up to £2 million, these aren’t necessarily the most ideal options. Medical insurance is pretty much never going to cost you that much in any case, and your lost baggage is unlikely to be worth more than a few hundred pounds. Go for a cheaper policy which covers everything you need rather than opting for a more expensive policy just for the sake of it.

DIY at Home – Money Saving Tips

It’s a well known fact that hiring professional help for home improvements or small renovations can make a serious dent in your wallet. It’s a catch 22, as often we spend a lot of time within the home, so want it looking its best, but the cost implications can be a little off putting. This doesn’t have to be the case, there are some great ways to utilise what you have around you and improve your home on a modest budget. CNM Online; a leading heating and washroom specialist, have shared their top ideas for sprucing up your abode without breaking the bank.

Plan! Before you start any work, make sure you’ve got a clear plan of what you want. This is the same for any purchases you may need to make, ensure you’ve got measurements and know exactly what you’re looking for. The last thing you want is to either have to decorate more than once, or repurchase things as they don’t fit.

Shop Around! You can’t just go for the first bits and pieces you see, even if they are exactly what you’re looking for, you’ve got to be resourceful. Large home stores and supermarkets often won’t have the best prices. Take down the name and brand of the products you like and get yourself onto google. Internet shopping is a great way to save money.

Be Thrifty! You may be able to repurpose instead of replacing some items around the home. Again, the internet is your best friend here. Get yourself onto Pinterest for some inspiration and ‘how to’ guides. You might not need to replace your kitchen table, you may be able to just paint it. You can sometimes find real gems on the freebie or bargain pages too, so make sure you’re checking them regularly.

HELP! You shouldn’t always do it completely by yourself. There may be some jobs which are a little out of your current skill set, but before you pay mega bucks and hire a professional, put the word out about what you need doing. Facebook is great for this, as you may have lost touch with an old family friend who is a jack of all trades, and doesn’t mind putting a few shelves up in return for a cooked dinner and nice bottle of wine. You’ll be surprised with how generous people can be, and you could save a packet.

Don’t Rush! If you’re in a rush, you’re almost always likely to spend more money. Try to give yourself a realistic timeframe for things to be completed in, and do it in stages. We aren’t saying to half decorate then leave it for 6 months, but you don’t have to have completely transformed your home within a few weeks. Take it a room at a time, and have a clear list of things you need and what you’re wanting to achieve.

Understanding Roof Pitch and Its Overall Importance

Handling roof installations and repairs isn’t for the faint of heart. But even if you’re going to let a licensed roofer take care of your needs, that doesn’t mean that you get to ignore the process entirely. There are still some terms and procedures that you should understand. This is because if you don’t know anything about the roof, you could be getting the wrong estimate…and not know it at all. When it comes to most homeowners, they want to absolutely know that the repairs they’re requesting are the ones that they actually need. Contractors want to bill honestly, because they want you to tell all of your friends about the incredible service that you received.

So what do you really need to understand? Roof pitch. No, we’re not saying that your roof has a song or anything like that. We’re talking about the measurement of your roof’s overall slope. It’s the number of inches for the vertical rise over the horizontal “run”. So if you have a 4/12 roof, it means that the roof rises 4″ for every 12 inches it runs. The run is usually always going to be about a foot long. If you can get to the top of your roof, then you can just take the measurements. But if you can’t get to the top of the roof, you can take the measurements you need from the end of the rafters. Either way, you should get similar results. Continue reading “Understanding Roof Pitch and Its Overall Importance” →

South Africa is a Great Idea for an Early Fall Holiday

Out of travel ideas? Wondering where you should take your next holiday? If you’re online looking for ideas, you really can’t go wrong with a holiday to South Africa. It’s a great country that has a rich history, and there’s plenty for you to do. Let’s take a look at why South Africa is so interesting.

Right now, South Africa is experiencing a nice spring/summer type of season, where there’s a bit of rain but still plenty of sun. For holidaymakers in the UK, this would be an excellent time to view South Africa. The weather is mild and you’ll be able to wear plenty of loose, light clothing. Want to go swimming in September? South Africa should definitely be on your list.

Did you know that the country has 11 official languages? This is a diverse place where many groups all home. If you think that Italy is the only place in the world that can do wine aside from Greece, you might be pleasantly surprised by South Africa’s native wine selections.

There are direct flights from the UK to South Africa, and there are usually good deals around this time of year for travel to the African country. Worried that this is a poor country with no infrastructure? That’s not true at all. If you’re traveling to Cape Town or Johannesburg, you’ll find that you’ll see many of the same amenities that you’d enjoy back in your hometown, if not a few more.

South Africa is a country divided into 9 different provinces, much the way Canada is divided into different regions. If you’re going to Johannesburg, you’ll be going to the Gauteng province. If you’re going to Cape Town, you’ll head to the Western Cape province. By the way, Cape Town is where the South African Parliament is located. Continue reading “South Africa is a Great Idea for an Early Fall Holiday” →

5 Common Repairs that Save You Money and Protect Your Home

As the season turns to fall, homeowners across the country are thinking more about how to protect their homes. We’re honestly glad to see that the trend is moving in this direction. When credit seemed to be more ample, it was difficult to have people actually take this seriously. But now that they can’t just get loans quickly, they have to take care of the property as it stands. But we’re not here to condemn anyone; we just want you to understand how important it is to take care of these problems before they get out of hand.

Let’s get down to business!

1. Walls

It’s a good idea to check your walls for cracks and other signs that the wall may be buckling or bending. This is an issue with the drywall. If it wasn’t properly installed at the beginning, it will start to sag and fall to pieces. Weaknesses in the wall can and will otherwise weaken the structure of your home. Over time, this leads to disaster.

2. Floors

Broken floorboards? Cracks in the floor? Like with the walls, cracks in the floors invite in other problems. Be sure that you seal cracks and patch holes. Cleaning your floors regularly is the key to keeping them looking their best.

3. Windows

The spaces around windows can warp and cracks can appear, letting out the cold air and warm heat that you pay good money for! Instead of letting the heat escape from your home, take the time to seal up these cracks right away. You might look at a hole and think that it’s really too small to do any damage. The truth is that the hole can always get bigger over time. With everything on your plate, you might not see the hole growing slowly but surely over time. This means that more and more of your heating and cooling are going out of the home instead of circulating around the home. This is a big waste of money and can really hurt your budget in the long run. Continue reading “5 Common Repairs that Save You Money and Protect Your Home” →

Top Destinations: New York City, New York

One of the most popular destinations in the United States is New York City. Our family will be making its first trip to the Big Apple in August 2015, and we have plenty of information to share if you plan on going soon. We have spent almost 30 hours researching what each of the 5 burrows has to offer. However, part of this research was finding the best hotel and car rental deals, as well as building an itinerary designed pack everything into the 3 days we will be in NYC.

The Roosevelt Island Tramway

This is something the Mrs. just found a couple nights ago, and it’s definitely on our list of things to do in New York City. Since our hotel is situated in the upper east side of Manhattan, we are not far away from this little tourist attraction. Our research revealed that the cost for this aerial trip to Roosevelt Island is $2.75 per person. Once you are on the island, you can hop on the bus (for free) and see everything the island has to offer.

Based on what we’ve read, the ride is all of about 5 minutes, but it’s the perfect amount of time to see New York City from the air, without spending an excessive amount of money renting a 30 minute helicopter tour.

Yankees vs. Red Sox

When sports fans are asked about the biggest rivalries in any sport, the New York Yankees vs. Boston Red Sox matchup is always at the top of the list. Since our son is a huge Yankees fan and hasn’t ever seen them play, the time we took our trip to New York City depended on when the Red Sox came to town.

Since we will all be experiencing Yankees Stadium for the first time, there is no sense in purchasing $500 worth of tickets. It’s going to be an exciting event regardless, so we purchased some bleacher seats for $150 all-in. Keep in mind; we purchased them 4 months in advance, which helped with the cost.

Patsies Italian Restaurant

We all have to eat, and even if you are not a big fan of Italian food, this is a must see restaurant. Our research told us that it’s the place Frank Sinatra used to go for several decades. Apparently at one point, Patsies renovated the restaurant back to what it looked like in those days, so you can experience what he experienced.

The Normal Appeal

Those are just a few things that caught our attention, outside of everything else we will be seeing. We are seriously considering the helicopter tour, just because the experience of flying around the Statue of Liberty has to be breath-taking. Add in other places like; Central Park, the High Line (a walkway 30 feet above street level), trying to get tickets to the Jimmy Fallon Show, the Nike Store, little Italy, the Empire State Building, and the 9/11 World Trade Center Memorial; we are going to be busy, but the experience will be one for the ages.

Thailand: The Land of Smiles

Being one of the most popular countries to visit in Southeast Asia, Thailand draws in more than 26 million visitors each year just in the capital alone. From the picturesque beaches in the south to the lush green mountains in north and everything in between, Thailand truly has something to offer any type of traveler.

Where should you go?

Thailand has three major regions that tend to draw in the most crowds, each one extremely different than the other. Depending on your interests and the amount of time you have in the country will draw you to certain areas. Just be careful though, Thailand has been known to turn two-week vacations into yearlong stays.

Bangkok

With the majority of people flying in through Bangkok, chances are you will end up there for at least a few days, if not the entire trip. Filled with clubs, rooftop bars, floating markets and high-class malls, your time here is sure to be anything but boring. With an excellent transportation system it makes it extremely easy to get around the city either by sky train, bus or taxi. If you’re planning to visit Bangkok, get ready for a city that never sleeps and something to offer for everyone!

Phuket

Phuket is a beach lover’s paradise as well as a party animals paradise. Whether you want to stay in the very crowded Patong and hit the famous Bangla Road to see some ladyboys or take a day trip to another island, the choices are truly endless. With zoos, shooting ranges, water parks and Jet Ski rentals at nearly every beach, Phuket is also a great destination for a family vacation.

Chiang Mai

If Bangkok and Phuket were just a little too much for you, you may want to head up north to Chiang Mai. With a much slower pace and relaxed atmosphere, it’s a great place to simply relax and see what the city has to offer. Rent a motorbike and explore the magnificent temples during the day and then head to the night markets and pick up a pair of samurai pants that you’ll guaranteed never want to take off. Chiang Mai is also known for their great elephant nature camps where you can swim and bathe with elephants for two days!

As you can see, the wide range of things to do and places to see in Thailand is something that makes it so incredible. Anywhere you end up is sure to not only be your new favorite spot but somewhere you will want to keep coming back to for years to come.

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Multi-passionate blogger with many interests